What You Should Do When Involved In a Motorcycle Accident

If you got into a motorcycle accident, chances are you will be panicked. Therefore, it is necessary to know the five steps to follow after a collision.

1. Call Emergency Services

First, assess the situation. If the accident involved several injuries, then call 911. However, if injuries are minor, then call a non-emergency line, and wait for the police to arrive.

2. Get to Safety

Next, get to safety. Move to a median or curb, if possible. While staying on the road might be the only option, if you can move out of the road, then do so.

3. Document the Scene

Any motorcycle accident lawyer will probably tell you to document the scene, and that is sound advice. You want a record of the damage sustained immediately after the wreckage.

4. Seek Medical Attention

Also, be sure to seek medical treatment. While you don’t have to receive treatment on the scene, you should see your primary doctor after the incident. Be sure to explain that you were in an accident, so that information is in your records.

5. Contact an Attorney

Last, contact an attorney to discuss your legal options. While lawsuits aren’t always the best answer, sometimes compensation is needed. Therefore, if you got into a motorcycle accident, follow the five steps above to ensure documentation and your safety. Then, if necessary, contact a personal injury attorney like those at https://howardblaulaw.com to file a claim.

Your Guide to Chapter 7 Bankruptcy

If debts are piling up and you can no longer pay them, filing for bankruptcy may be your next course of action. Bankruptcy is a legal process for people who seek relief from some or all of their financial obligations. Here’s a guide to Chapter 7 bankruptcy, one of the most common ways to file.

What is Chapter 7 Bankruptcy?
Chapter 7, also known as liquidation bankruptcy, involves selling off your nonexempt property to pay back your creditors. Any owed sums your property liquidation doesn’t cover are discharged, meaning you no longer have to pay them.

What Debts Does Chapter 7 Cover?
Unsecured amounts such as credit cards, medical bills and personal loans are usually discharged, but there are several amounts you will still be expected to pay. These include student loans, child support, alimony, court fees, homeowner association fees, any personal injury debts accrued as a result of being intoxicated, and some tax debt.

Who Benefits from Chapter 7?
People who own very little or whose debts far exceed the value of their property will see the most significant benefit from Chapter 7 bankruptcy. This is because you are only liable to the extent of your non-exempt assets. While this may sound good, remember that this will stay on your credit report for the next 10 years. Filing for bankruptcy is a life-changing decision. Always discuss your situation with a lawyer as there may be alternative options open to you.